The resulting credit score boost is different for everyone. The boost depends on what is currently in your credit report and the type of tradeline you purchase from us. To get the credit score boost you are looking for, you should consult with us on the best types of tradelines to add to your report. Generally, the following factor directly effect your credit score boos.
- The more tradelines (credit cards) we add to your credit report, the larger your credit score boost will be.
- The higher the limit on the tradelines we add, the bigger the boost will be.
- The longer the history for the tradelines (credit cards) you choose to add to your credit report, the bigger the boost will be.
Tradeline Club guarantees that our credit card (tradelines) will appear on at least two of your three credit reports within 60 days from the expected monthly report date, or we will give you all your money back. Most of the time you will see the new tradelines report within a week or two after the first expected monthly reporting date.
Our cardholders will keep you listed as an authorized user on their credit card/s for at least two month. We guarantee the history of the tradeline (credit card) you chose will remain on your credit report for a minimum of 60 days. In the unlikely event that the tradeline(s) falls off your credit sooner than two months, we will issue a pro-rated refund of your fee, or re-add you to the card for an additional reporting cycle, at no additional cost to you. After two months, you are able to renew your lease under the same terms if you need the boost on your credit report for a longer period of time.
Will the bank change my interest rates if and when the authorized user tradeline (credit card) falls off my credit report?
Once you close on financing (example: mortgage or auto loan), the bank is legally bound to abide by the loan terms as set out in the terms/contract. Your financier cannot change the terms because your status as an authorized user has been removed from your credit report after closing of the loan. You should ensure that your loan closes before the tradelines fall off your credit report.
Go out and apply for your loan, apply for the job you wanted, or for premium car or home owners’ insurance! Start your own business! But whatever you do, remember one thing, this is not a ticket for a shopping spree. Be responsible with your new credit score. Be smart. Plan ahead and stick to your plan. It is very easy to succumb to the temptations of the credit world, but it is those of us who can manage our emotions with self-control and logical reasoning who will become masters of our financial future.
Remember, a good credit customer is one who can pay off their ENTIRE balance in full every month. Practice this and it will repay you for the rest of your life.
Start earning with your great credit.
Give us a call to learn more about selling your tradelines.
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